Credit Analyst (Supporting Infrastructure Lending)

Credit Analyst

The New Mexico Finance Authority (NMFA) in Santa Fe is seeking a Credit Analyst to join our Credit Department. Responsibilities include credit analysis of public and private project financing activities of the organization. The required credit analysis involves working with NMFA’s lending team to analyze applicant historic financials (audits, tax returns), calculate debt service and loan-to-value coverage ratios plus other elements of the underwriting processes, prepare credit summary narratives, and assign a risk rating to each transaction.

Reporting to the Managing Director of Credit, the credit analyst works collaboratively with regional finance managers, other credit analysts, internal and external legal counsel, and NMFA client services to support the underwriting, structuring, approval, and monitoring of a variety of NMFA loan products and programs, including its venture capital program. The credit analyst will thoroughly analyze audits, legal documents such as loan agreements, state legislation, NMFA rules and policies, and other source documents to determine the borrower’s present status and projected performance.

NMFA is a government instrumentality whose mission is to be New Mexico’s partner in building economic prosperity and stronger communities. The ideal candidate will possess a bachelor’s degree in finance or accounting, 3- 5 years of professional experience in investment and/or commercial banking, accounting, budgeting, or public finance. Preference will be given to applicants who have experience with investment funds that provide equity, quasi-equity, and debt capital to emerging or high-growth companies. The candidate must possess strong technical skills particularly in the areas of cash flow analysis and the interpretation of financial reports. In addition to performing financial analyses, the successful candidate will be expected to draft written reports and to effectively communicate, verbally and in writing, analyses and conclusions to team members and in Committee/Board presentations.

Interested candidates may submit a cover letter and resume to the attention of the HR Director, New Mexico Finance Authority, 810 West San Mateo Rd., Santa Fe, NM 87505 or via email at nmccollum@nmfa.net.

Job Type: Full-time

Pay: $75,000.00 - $85,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Tuition reimbursement
• Vision insurance

Application Question(s):

• Do you now, or will you in the future require visa sponsorship?

Education:

• Bachelor's (Preferred)

Experience:

• Credit analysis: 3 years (Preferred)
• Debt service ratios: 3 years (Preferred)
• Monitoring loan performancxe: 3 years (Preferred)
• Investment or commercial banking: 3 years (Preferred)
• Interpretation of financial reports or statements: 3 years (Preferred)
• Financial report writing: 3 years (Preferred)
• Underwriting analysis: 3 years (Preferred)
• Presentation skills: 3 years (Preferred)
• Venture Capital: 3 years (Preferred)

Work Location: Hybrid remote in Santa Fe, NM 87505