Full-Stack Engineer, Multiplayer
Role summary
Chime is seeking a Full-Stack Engineer to join their Spending, Savings & Investing organization, focusing on impactful member experiences like Joint & Teen accounts and next-generation banking infrastructure. This role involves building scalable and reliable features across backend services and client applications (web/mobile), collaborating with cross-functional teams, and ensuring code quality. The engineer will independently own features from implementation to deployment, contribute to system improvements, and participate in on-call rotations. The position requires 3+ years of experience in production software development, including shipping user-facing features and working with backend services and client applications. Familiarity with scalable systems and a collaborative, ownership-driven mindset are essential.
About the role
We’re looking for a Full-Stack Engineer to help build some of Chime’s newest and most impactful member experiences within our Spending, Savings & Investing organization. This role will contribute to Multiplayer projects such as Joint & Teen accounts - enabling shared financial experiences for families, as well as new initiatives exploring next-generation banking infrastructure that can improve speed, flexibility, and access to financial products.
These efforts introduce new financial product constructs and require evolving core account systems while delivering seamless member experiences. You’ll work closely with engineers, product managers, and designers to ship scalable, reliable features that support millions of Chime members.
The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
In this role, you can expect to
To thrive in this role, you have
#LI-Hybrid #LI-AA1
A little about us
At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.
We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.
We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.
We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.
Because if we don't—who will?
*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
What we offer for our full-time, regular employees
We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.
Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.
To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.
Sample Chime Financial, Inc interview questions
- 1
How would you explain the purpose and functionality of GitHub to someone unfamiliar with coding or version control systems?
technicalmedium - 2
Maximum Subarray Sum Find the maximum subarray sum in an integer array. Input: nums = [-3,-4,-1,-2] Output: -1 Explanation: Kadane's algorithm correctly identifies that the single isolated element -1 provides the highest possible sum.
codingmedium - 3
Merge overlapping intervals in an array. Input: intervals = [[1,4],[4,5]] Output: [[1,5]] Explanation: The intervals touch exactly at the 4 mark, so they are successfully merged into a single continuous interval.
codingmedium - 4
Encode a list of strings into a single string and decode it back. Input: strs = ["","hello",""] Output: ["","hello",""] Explanation: Prepends chunk lengths and a delimiter (e.g., "0#5#hello0#") to safely encode and perfectly restore empty strings.
codingmedium - 5
Implement a Trie Implement a Trie for prefix matching. Input: insert("hello"), startsWith("hel") Output: TRUE Explanation: Traverses the Trie nodes to confirm that the prefix "hel" actively exists within the inserted word "hello".
codingmedium
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