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Fintech, Financial Services, Online Lending, SaaS

Senior Software Engineer

Utah, United StatesHybridFull TimeSeniorPosted 2 months agoVisa sponsorship available

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Role summary

Lendio is seeking a Senior Software Engineer with 7+ years of experience to join their engineering team. This role involves contributing to major product initiatives, writing clean and scalable code, and collaborating with cross-functional teams. The engineer will influence architecture, mentor junior engineers, and drive technical excellence. Responsibilities include full-stack development (PHP/Laravel, Node.js, MySQL, Angular/Vue), system design, CI/CD, containerization (Docker/Kubernetes), cloud environments (AWS), and API integrations. The position offers end-to-end ownership of services and participation in an on-call rotation. Lendio is a leading small business financial solutions provider in the FinTech space.

We’re looking for a Senior Software Engineer with at least 7 years of experience (8+ preferred) to join our fast-paced, high-impact engineering team. In this role, you’ll contribute to major product initiatives, write clean and scalable code, and collaborate with cross-functional teams to bring new features to life. You’ll have the opportunity to influence architecture, mentor other engineers, and help drive technical excellence across the organization.
What You’ll Do
Technical Leadership

  • Write high-quality, maintainable, and well-tested code across the stack (PHP/Laravel, Node.js, MySQL, Angular, Vue).
  • Participate in system design and architecture discussions to shape new and existing platforms.
  • Collaborate with Engineering Managers and other senior engineers to enforce coding standards and best practices.
  • Continuously evaluate and adopt new tools and technologies that improve engineering efficiency and product performance.

Collaboration

  • Work closely with product managers, designers, and other engineers to deliver features that provide real value to small businesses.

Mentorship & Growth

  • Provide technical mentorship to junior and mid-level engineers through code reviews, pairing, and design discussions.
  • Be a positive influence on team culture by sharing knowledge and promoting engineering excellence.

Ownership

  • Take end-to-end ownership of services and components—design, build, deploy, test, and maintain them in production.
  • Monitor, debug, and support critical systems in a shared on-call rotation (reasonable and team-focused).

What We’re Looking For

  • 7+ years of professional software engineering experience (8+ preferred).
  • Strong understanding of software design patterns, data modeling, architecture, and development methodologies.
  • Proficiency in full-stack development using PHP, Node.js, MySQL, Vue, and Angular (or similar technologies).
  • Experience with CI/CD pipelines, containerization (Docker/Kubernetes), and cloud environments (AWS preferred).
  • Strong background with implementing 3rd party APIs and integrations.
  • Excellent communication and collaboration skills.
  • Strong problem-solving abilities and a proactive, ownership-driven mindset.
  • Bachelor’s degree in Computer Science, Engineering, or equivalent experience.

Nice to Have

  • Experience working in fintech or on high-volume transactional systems.
  • Exposure to microservices, message queues (e.g., Kafka, RabbitMQ), or event-driven architecture.

Pay Range:
Benefits

  • Be part of a high-performing, collaborative team, and have fun at work each day
  • Competitive pay
  • A full suite of traditional benefits
  • Untracked PTO (Paid Time-off)
  • 401(k) with company match
  • Company-contributed HSA
  • Onsite gym and standing desks
  • Wellness program
  • Discounted cellular plans
  • Infertility Coverage

**Get to know Lendio:**
Lendio is the nation’s leading small business financial solutions provider, with a mission to help small businesses survive and thrive. With its diverse network of lenders, Lendio enables small business owners to apply for multiple business financing options with a single application. In addition to creating access to small business capital, Lendio offers time-saving financial SaaS products that are designed to streamline business operations.
Lendio is a mission-driven organization striving to provide equal access to capital to underserved communities and America’s smallest businesses. For every new marketplace loan Lendio facilitates, Lendio Gives—an employee-contribution and employer-matching fund, in partnership with KIVA–provides a microloan to low-income entrepreneurs around the world, continuously re-investing the fund.
Lendio is an equal opportunity employer committed to diversity and inclusion. We welcome anyone who wants to help small businesses survive and thrive and aligns with our core values, regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, veteran status, or other applicable legally protected characteristics. If you have a disability or special need that requires accommodation, please let us know.
Lendio participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

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