Staff Software Engineer

### Who you are
- High Ceiling: You go beyond the obvious, take initiative, and hold yourself to high standards with care
- Low Ego: You put the mission above ourselves, share credit freely, and lead with curiosity
- Alignment to Mission: You believe that helping community financial institutions win against Mega Banks and FinTechs is a worthy endeavor, and will use that belief as a northstar to anchor your efforts to that goal
- High Commitment: You follow through, roll up your sleeves, and keep the bar high for yourself and others
- Deep Payments Expertise: Extensive experience building or scaling payment processing systems (ACH, Wires, Card Processing, or ideally, RTP/FedNow)
- Systems Thinking: A proven track record of designing distributed systems that handle high-volume, mission-critical financial transactions with absolute data integrity
- Tech Stack Proficiency: Comfort working across a modern stack (Python/Django, React, AWS, PostgreSQL). Experience with event-driven architecture (Kafka/RabbitMQ) is a major plus
- Strategic Execution: The ability to balance "slow is smooth, and smooth is fast" — building for long-term stability while maintaining the agility of a high-growth fintech
- Experience: 8+ years of professional software engineering experience, with at least 2+ years in a Staff, Principal, or Lead capacity

### What the job involves
- We are looking for a Staff Software Engineer to lead the technical evolution of Narmi Now, our flagship instant payments solution. Narmi Now is a direct-to-Fed integration that enables 24/7/365 real-time money movement via the FedNow® Service
- As a Staff Engineer on the Payments team, you won’t just be writing code; you will be the architect of a highly resilient, low-latency processing engine. You will tackle the unique challenges of "faster payments," where the margin for error is zero and the need for sophisticated fraud prevention (Narmi Guard) is paramount
- Architect Real-Time Infrastructure: Lead the design and scaling of our direct connection to the Federal Reserve, ensuring 99.99% uptime for instant credit and debit transfers
- Drive Technical Strategy: Define the long-term roadmap for Narmi’s payment rails, transitioning from legacy batch processing to event-driven, real-time architectures
- Integrate Security & Fraud: Work closely with the Narmi Guard team to embed world-class identity decisioning and fraud mitigation directly into the payment flow
- Mentor & Lead: Act as a force multiplier for the engineering org, providing deep technical mentorship, setting code standards, and conducting high-impact reviews
- Cross-Functional Collaboration: Partner with Product and Implementation teams to turn complex regulatory requirements into seamless UI/UX experiences for both financial institutions and their end-users

### Benefits
- 401K matching
- Medical, dental, & vision 
insurance
- Student loan repayment assistance
- Family planning
- Volunteering time off
- Learning and development stipend
- Fitness & extra-curricular credits
- Commuter benefits
- Work from home stipend
- Work from anywhere August
- Team events, happy hours, & celebrations