Compliance Analyst

Compliance Analyst

Miami, FL - Remote

Reloadly is the rails that let companies programmatically move value to individuals anywhere in the world through the payout methods people actually want to use. From gift cards, money cards to monetary payouts, companies hop on our APIs to programatically move value to their recipient.

We operate at scale in a multi-billion-dollar industry while maintaining a startup mindset: lean teams, clear ownership, and high accountability. We value people who take initiative, think critically, and want real responsibility early in their careers. Everyone here contributes meaningfully and benefits from the company’s long-term success.

If you're excited by big challenges and bold ideas and want to help shape the future of global banking, join our ambitious international team of colleagues from more than 20 countries on a mission to build accessible financial products to help people manage and grow their money, wherever they’re from and wherever they’re going.

We’re looking for an experienced and hands-on BSA/AML/OFAC Risk and Compliance Manager to be a strategic advisor to our business and develop strong policies, governance and testing for a unique customer base. This role will report to our Chief Compliance Officer to help build a world-class compliance program. We view BSA/AML Compliance and knowing our customers as a core asset of our business. Technology-forward thinking and skills are a plus!

This is a remote job, preference to be based from our office in Miami, FL.

Required Qualifications

• 5-10 years of experience advising businesses on new product, operations, and technology initiatives and running a BSA/AML program, including KYC / CIP / Sanctions Screening / Transaction Monitoring / SARs.
• 5-10 years of experience with all pillars of a successful BSA/AML compliance program, including risk assessments, controls and monitoring, training, and reporting.
• 5-10 years of experience advising Operations teams on BSA/AML requirements, including KYC / CIP / EDD reviews, and reviewing and filing SARs and Unusual Activity Reports with sponsor banks.
• 5-10 years experience with developing and executing compliance testing and/or audit programs for BSA/AML programs.
• Ability to lead cross-functional efforts in response to company or partner needs. Works well with diverse stakeholders.
• Ability to partner with third parties (banks, service providers) to understand requirements and deliver reporting, testing and other output effectively.
• Ability to synthesize a broad set of inputs to make effective critical judgments.
• Ability to identify and escalate issues as appropriate.
• Close attention to detail and a bias for action, delivery with quality, and speed.

Preferred

• B.A. or B.S. degree
• Experience working for, or with, a fintech sponsor bank.
• CAMS certification
• CRCM certification
• Experience using AI tools

What's cool about the role

• Competitive pay and equity. Base salary for this role: $52k to $65k.
• Real benefits. 100% covered health (US), unlimited PTO, 12-16 weeks paid parental leave, 23 paid vacation days per year
• Fully remote. Work from anywhere in the Americas, preferably based in Miami for off meetings with our team.