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Insurance

Financial Protection Specialist

RemoteRemoteFull Time$90,000–$119,981 /yrPosted 27 days ago

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Required skills

  • remote
  • commission-based
  • performance-driven
  • independent contractor
  • computer/laptop
  • high-speed internet
  • professional remote workspace
  • virtual meetings

Nice to have

  • written skills
  • verbal skills
  • listening skills
  • virtual tools
  • proactive
  • dependable

Role summary

AO Globe Life is seeking a Remote Benefits Account Representative to educate and support clients in understanding life, accident, and supplemental health insurance options. Responsibilities include conducting virtual needs-based appointments, explaining products, and building client relationships. This is a 100% remote, independent contractor role with commission-based, performance-driven compensation. Candidates must be at least 18, eligible to work in the US, possess their own technology and workspace, and obtain the appropriate state Life & Health Insurance License. No prior experience is required, as training and licensing guidance are provided.

Position Overview

AO Globe Life is seeking a Remote Benefits Account Representative to provide education and support to clients reviewing insurance options. You will connect with prospective clients, conduct virtual needs-based appointments, and help individuals and families better understand life, accident, and supplemental health insurance.

This opportunity offers remote flexibility, ongoing professional development, warm leads, and income potential based on performance.

Responsibilities

  • Engage clients through company-provided warm leads

  • Schedule and lead virtual appointments

  • Conduct customer-focused needs reviews

  • Explain available insurance products and services

  • Help clients make informed coverage decisions

  • Build and maintain relationships through responsive communication

  • Follow up with clients as needed

  • Participate in training, mentoring, and team meetings

What We Offer

  • Fully remote work opportunity

  • Warm leads provided by the company

  • Weekly compensation

  • Unlimited earning potential

  • Medical insurance premium reimbursement

  • Online training and professional development

  • Daily coaching and mentorship

  • Performance-based incentive programs

  • No overhead expenses

  • Union representation through OPEIU Local 277

  • A stable career opportunity with a 70-year organization

Qualifications

  • Excellent written, verbal, and listening skills

  • A people-first and client-centered approach

  • Strong organization and attention to detail

  • Comfortable working with technology and virtual tools

  • Proactive, dependable, and solution-focused

  • Ability to work independently and as part of a team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.

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