Capco Verified

Financial Services, Management Consulting, Information Technology & Services

Principal Consultant - Payments SME

New York, NYOnsiteFull TimePrincipal$143,000–$183,000 /yrPosted 29 days agoVisa sponsorship available

Is this role right for you?

Upload your resume and get a skill-by-skill breakdown — see exactly where you match, where you're close, and what to highlight. Not a mystery percentage.

Get a tailored resume highlighting what this role needs.

Required skills

Banking
Payments
Business Analyst
Scrum Master
High-value payment systems
Cross-border transactions
Agile
FEDwire
CHIPS
ISO20022

Nice to have

Payments transformation
Modernization programs
Regulatory considerations
Financial messaging standards
Payment processing systems
Tier 1 financial institutions

Role summary

Capco is seeking a Principal Consultant with expertise in Banking & Payments to join their team in NYC or Charlotte. This permanent, hybrid role focuses on driving transformation initiatives for high-value and cross-border payment systems. The position combines Business Analysis and Scrum Master responsibilities, requiring collaboration with global stakeholders in an agile environment. Responsibilities include leading business analysis, facilitating agile ceremonies, gathering and documenting requirements, and supporting transformation programs. The ideal candidate will have proven experience as a Business Analyst and/or Scrum Master in the Banking or Payments sector, with knowledge of payment systems, transaction flows, and specific platforms like FEDwire, CHIPS, and ISO20022.

Principal Consultant – Payments SME

Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent

Drive transformation across high-value payment systems in a fast-evolving global landscape

The RoleWe are seeking a Principal Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment.

What You’ll Do

Lead business analysis activities across high-value payments and transformation initiatives

Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams

Gather, document, and translate business and technical requirements into actionable deliverables

Support transformation programs across payment systems including cross-border transactions

Collaborate with stakeholders to ensure alignment across business, technology, and operations

What We’re Looking For

Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments

knowledge of high-value payment systems and transaction flows

Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)

Experience delivering within agile environments and facilitating Scrum practices

Ability to engage stakeholders and communicate requirements clearly across teams

Experience building and managing strong client relationships to understand needs and deliver effective solutions.

Bonus Points For

Experience in payments transformation or modernization programs

Exposure to cross-border payments and regulatory considerations

Familiarity with financial messaging standards and payment processing systems

Experience working with Tier 1 financial institutions

Certification in Agile, Scrum, or Business Analysis disciplines

Why Join Capco

Deliver high-impact technology solutions for Tier 1 financial institutions

Work in a collaborative, flat, and entrepreneurial consulting culture

Access continuous learning, training, and industry certifications

Be part of a team shaping the future of digital financial services

Help shape the future of digital transformation across FS & Energy.

We offer a competitive, people-first benefits package designed to support every aspect of your life:

Medical, Dental, Vision coverage

401(k) with employer match

Paid parental leave and dependent care support

Tuition reimbursement and wellness programs

Commuter benefits and employee discount platform

Inclusion at CapcoWe’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.

#LI-JC1

US Pay Range$143,000—$183,000 USD

Ready to apply?

You'll be redirected to Capco's application page.