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FinTech, Cryptocurrency, Blockchain, Financial Services

Senior Software Engineer (Institutional, Settlements & Transfers)

RemoteRemoteFull TimeSenior$207,955–$218,900 /yrPosted 1 month agoVisa sponsorship available

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Required skills

  • backend services
  • transaction processing
  • settlement
  • asset transfer
  • financial infrastructure
  • production services
  • relational data stores
  • message-based architectures
  • distributed systems
  • code reviews

Nice to have

  • generative AI
  • human oversight
  • workflow efficiency
  • cost reduction
  • quality improvement
  • technical roadmaps

Role summary

Coinbase is seeking a Senior Software Engineer for their Foundations, Settlements and Transfers team. This role will own the backend systems responsible for the secure movement of funds for institutional clients, covering transaction processing, settlement, and asset transfer infrastructure. The engineer will drive technical direction, mentor junior engineers, and build scalable financial systems. Responsibilities include designing, building, and scaling backend services, ensuring code quality, leading performance improvements, partnering with product teams, and implementing architectural enhancements. The role requires 5+ years of backend experience with Go, relational databases (Postgres), and message-based architectures (Kafka), along with system design and mentorship experience. Experience with generative AI is preferred.

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.

As a Senior Software Engineer, Backend on the Foundations, Settlements and Transfers team within the Institutional group, you'll own the backend systems that power the secure movement of funds across fiat, crypto, and internal ledgers for Coinbase's institutional clients. This team is responsible for transaction processing, settlement, and asset transfer infrastructure that underpins the entire institutional platform. You'll drive technical direction, mentor engineers, and build the next generation of financial systems at scale.

What you'll do:

  • Own the design, build, and scaling of backend services that process settlements and transfers across fiat, crypto, and internal ledger systems.
  • Drive code quality and maintainability through rigorous code reviews, refactoring, and active participation across all stages of the development lifecycle.
  • Lead performance and scalability improvements for critical financial infrastructure, including troubleshooting, triaging, and resolving production issues.
  • Partner with product managers, engineering managers, and cross-functional teams to translate product vision into quarterly technical roadmaps and deliverables.
  • Propose and implement architectural improvements that accelerate team velocity, reduce tech debt, and strengthen system reliability.
  • Mentor junior and mid-level engineers on technical best practices and professional growth, raising the bar across the team.
  • Required skills and experience:

  • 5+ years of backend software engineering experience, including designing, building, and maintaining production services at scale.
  • Production experience with Go (or similar backend language), relational data stores (Postgres or equivalent), and message-based architectures (Kafka or equivalent).
  • Demonstrated ability to own system design decisions, lead technical proposals, and drive alignment across a team of engineers.
  • Track record of identifying and resolving quality, performance, and scalability issues in distributed systems.
  • Experience mentoring engineers and contributing to a culture of high code quality through thorough reviews, testing, and documentation.
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.
  • Position ID: P75989

    #LI-Remote

    Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).

    Annual base salary range (excluding equity and bonus):$207,955—$218,900 USD
  • Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
  • Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
  • US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
  • Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
  • Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.
  • Sample Coinbase interview questions

    • 1

      Design a Crypto Exchange

      system designmedium
    • 2

      Design a cryptocurrency dashboard using LLMs.

      system designaverage
    • 3

      Design a system for managing a distributed message broker.

      system designmedium
    • 4

      Design a system for managing a social network's newsfeed.

      system designmedium
    • 5

      How would you manage a large number of users in the database to ensure scalability?

      system designaverage

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