Internal Mortgage Loan Originator
Required skills
- mortgage loan originator
- internal lead sources
- loan policy
- regulatory requirements
- underwriting
- pipeline management
- member service
- TRID
- RESPA
- appraisals
Nice to have
- secondary market mortgage processing
- mortgage application experience
- branch teams
- contact center teams
- title company
- HOA certificates
Role summary
The Internal Mortgage Loan Originator is responsible for originating member mortgage loan requests within Credit Union guidelines, processing applications, and submitting them for underwriting. This role involves managing a loan pipeline, providing excellent member service, and ensuring compliance with regulatory requirements like TRID/RESPA and BSA/AML. The position requires strong communication skills, attention to detail in documentation, and the ability to resolve member issues effectively. NMLS registration is mandatory. A high school diploma and two years of recent secondary market mortgage processing or member service experience are preferred.
Pay Range: $30.67 - $36.78
Remote Eligible: Hybrid
We offer a pay-for-performance compensation program including bonuses for all employees and a competitive benefits package. See https://www.cuofco.org/careers for a high-level overview of our benefits package and bonus offerings.
General Purpose of the Position
Responsible for originating member mortgage loan requests within the Credit Union’s Loan Policy guidelines. Responsible to actively follow up on all internal lead sources. Responsible for processing originated loan requests in accordance with established guidelines and regulatory requirements and accurately submitting to underwriting for approval. Assists or refers members as necessary. Manage pipeline of originated loans and be responsible for directing all efforts related to providing excellent member service by demonstrating courtesy and personal concern for members. Ability to work in a team dedicated to providing world class service that will maintain and grow a member’s relationship with Credit Union of Colorado. Effective communication with internal and external members is critical in meeting key performance metric and contributing to the success of the team.
Essential Duties and Responsibilities
Requirements
EDUCATION AND EXPERIENCE
High school diploma or general education degree (GED), plus two years of recent secondary market mortgage processing experience or member service preferred. Mortgage application experience preferred.
PHYSICAL DEMANDS
While performing the duties of this job, the employee is typically required to sit for long periods. The employee continually is required to talk or hear. The employee is occasionally required to stand, walk, stoop and reach with hands and arms. The employee will occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Credit Union of Colorado is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, veteran status, or any other characteristic protected by applicable federal, state, or local laws.
Please note applicants can redact any information that identifies their age, birth date, or dates of schooling on either their resume or any additional materials provided.
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