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Financial Services, Fintech

Compliance Lead (Hybrid)

Chicago, ILHybridFull TimeLead$85,000–$115,000 /yrPosted 16 days ago

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Required skills

  • compliance
  • risk management
  • compliance testing
  • internal audit
  • assurance
  • risk frameworks
  • risk assessments
  • compliance tests
  • corrective actions
  • AI tools

Nice to have

  • U.S. consumer financial services
  • small business financial services
  • consumer protection
  • SQL
  • Ruby
  • Python

Role summary

Enova is seeking a Compliance Lead for a hybrid role to support its Compliance Risk & Assurance function. This position involves building risk frameworks, conducting risk assessments, executing compliance tests, and validating corrective actions. The role requires fluency with AI tools like Claude for compliance work, with a strong emphasis on critical review and data handling. Candidates must have 5+ years of experience in compliance, risk management, or a related assurance discipline, with hands-on experience in at least two of the following: risk framework design, compliance testing, corrective action validation, or enterprise risk assessments. Experience with U.S. consumer financial services regulations is highly desirable. The role involves structuring ambiguous problems, strong communication with senior stakeholders, and adaptability to changing priorities and regulatory expectations.

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

About the role:

As a Compliance Lead, you will support several teams across Enova's Compliance Risk & Assurance function. Priorities will shift between areas, so this role suits someone who enjoys variety and adapts quickly. The work includes building risk frameworks, supporting risk assessments, designing and executing large-scale compliance tests, and validating that compliance-related corrective actions are complete and effective. AI tools such as Claude are central to how this team works. You should be fluent with AI tools and able to apply them to compliance work with sound judgment about accuracy and data handling.

Responsibilities:

  • Partner with Compliance Risk, Compliance Advisory, Legal, and Enova’s business units to design, document, and maintain risk frameworks for emerging products, services, and features, including risk taxonomies, key risk indicators (KRIs), monitoring, and reporting.
  • Support the design and execution of compliance risk assessment activity, including periodic refreshes of existing assessments.
  • Support Compliance Testing in designing, building, executing, and validating large-scale tests.
  • Perform independent validation of compliance-related corrective actions to confirm that they are complete, address root cause, and are sustainable.
  • Support compliance reporting and data intelligence, including KRI monitoring and analysis.
  • Use Claude and other AI tools in daily work, including risk framework development, risk monitoring, test design and execution, research, and documentation. Review AI output for accuracy and completeness.

    • Requirements:

  • 5+ years of experience in compliance, risk management, compliance testing, internal audit, or a related assurance discipline
  • Hands-on experience in at least two of these areas: risk framework design, compliance or control testing, corrective action validation, and enterprise or compliance risk assessments
  • Demonstrated use of generative AI tools, such as Claude, to produce tests, risk assessments, analysis, or reporting, with critical review of AI output and awareness of data handling limits
  • Ability to structure ambiguous problems and produce well-documented, defensible work
  • Strong written and verbal communication skills, including explaining conclusions to senior stakeholders
  • Strong organizational skills and the ability to move between teams and priorities as needs change while keeping quality and deadlines
  • Experience adjusting approach and methods as regulatory expectations, business priorities, and AI capabilities change
  • Experience building tools or automation, for example with SQL, Ruby, Python, or low-code platforms, is a plus
  • Experience with U.S. consumer and small business financial services, particularly consumer protection or regulatory compliance, is highly desirable. Relevant laws and standards include TILA, ECOA, FCRA, FDCPA, EFTA, MLA, SCRA, and UDAAP/UDAP

    • Compensation:

    The budgeted annual salary range for this position is $85,000 to $115,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits, described in more detail here.

    Benefits & Perks:

  • Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day…Plus so much more!

    • About Enova

    Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.

    Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here.

    It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.

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