
First National Bank Texas Verified
Banking, Financial Services
Commercial Lending Portfolio Manager
San Antonio, TXOnsiteFull TimeManager / HeadPosted 1 month ago
Required skills
- Commercial Lending
- loan applicants
- financial data
- lending limits
- loan packet
- Loan Committee
- Board
- loan portfolios
- customer follow-up
- customer financials
Nice to have
- Finance
Role summary
FNBT is seeking a Commercial Lending Portfolio Manager to join their team. This role involves interviewing loan applicants, analyzing financial data, making loan decisions within established limits, and preparing loan packets for presentation. The manager will maintain loan portfolios, conduct account analysis, collect on past-due accounts, and actively seek new business and develop relationships within the public and private banking sectors. A Bachelor's degree in Finance is preferred, along with a minimum of 2-3 years of experience in Commercial Lending. Strong business development, networking, analytical, and organizational skills are essential.
* Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
* Receive and review loan applications; obtain and direct the analysis of all necessary financial data
* Make decisions on loans and terms within established lending limits
* Prepare loan packet for presentation to Loan Committee and/or Board
* Close loans which includes obtaining attorney information, title, etc
* Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
* Conduct analysis on loan accounts
* Collect on past-due accounts
* Seek out new business and sustain an active pipeline
* Must develop and maintain relationships within the public eye
* Conduct private banking for customers
* Other duties as assigned
Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
FNBT is an equal opportunity employer.Qualifications* Bachelors Degree in Finance preferred
* At least 18 years of age
* Must have minimum of 2-3 years experience in Commercial Lending
* Strong business development and networking skills
* Working knowledge of Microsoft Office
* Good communication skills
* Must be detail oriented, analytical, and organized
* Must successfully pass background investigation and drug screen according to company policy
* Must be able to get along with co-workers and work effectively in a team environment
* Receive and review loan applications; obtain and direct the analysis of all necessary financial data
* Make decisions on loans and terms within established lending limits
* Prepare loan packet for presentation to Loan Committee and/or Board
* Close loans which includes obtaining attorney information, title, etc
* Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
* Conduct analysis on loan accounts
* Collect on past-due accounts
* Seek out new business and sustain an active pipeline
* Must develop and maintain relationships within the public eye
* Conduct private banking for customers
* Other duties as assigned
Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
FNBT is an equal opportunity employer.Qualifications* Bachelors Degree in Finance preferred
* At least 18 years of age
* Must have minimum of 2-3 years experience in Commercial Lending
* Strong business development and networking skills
* Working knowledge of Microsoft Office
* Good communication skills
* Must be detail oriented, analytical, and organized
* Must successfully pass background investigation and drug screen according to company policy
* Must be able to get along with co-workers and work effectively in a team environment
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