Mortgage Underwriter
Required skills
- Mortgage Underwriting
- FHA
- VA
- Rural Housing
- Credit Union
- Loan Decisioning
- Regulatory Compliance
- Continuing Education
Nice to have
- Two-year college degree
- Licensing
Role summary
Goldenwest Credit Union is seeking a Mortgage Underwriter to join their team in Washington Terrace, UT. This full-time role involves reviewing, evaluating, and decisioning mortgage loans to ensure they meet credit union and agency standards, while adhering to all regulations. The position requires 5+ years of direct mortgage underwriting experience, with specific knowledge of FHA, VA, and Rural Housing programs. A two-year degree or specialized certification/licensing is also required. The ideal candidate will possess strong critical thinking, communication, and attention to detail skills, with a commitment to member trust and professionalism.
WHO WE ARE
Goldenwest Credit Union is a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual bonus and a generous incentive/commission schedule. We provide outstanding benefits, including:
- Medical insurance (we pay 100% of your deductible!)
- Dental insurance (we pay 100% of your premium!)
- Paid time-off (we pay you to take 34 days off!)
- Tuition reimbursement (we pay for your tuition cost, up to the IRS maximum!)
- Retirement (we pay 100% of your pension and match your 401K!)
- And many, many more…
If what we offer interests you and you are committed to being part of an extraordinary team, apply now! We’d love to create a mutually beneficial partnership!
WHAT WE LOOK FOR
Ideal candidates will exhibit an energetic, friendly and positive attitude! We are looking for people who believe in doing the right thing, want to make a lasting impact, strive to be better every day and aren’t afraid to grow! We are an organization of people helping people!
Key Competencies
- Strong ability to think critically and solve problems.
- Timely and meticulous attention to verbal and written communication.
- Devotion to earning and maintaining member trust.
- Attentiveness to professionalism in appearance and action.
WHAT YOU CAN EXPECT
Our Mortgage Underwriters eagerly assist mortgage lending by reviewing, evaluating, and decisioning mortgage loans.
Location & Schedule Availability
- 5151 S 400 E, Washington Terrace, UT 84405
- Monday through Friday 8:30 AM – 5:30 PM
- Full-time, 40 hours per week
Essential Duties & Responsibilities
- Cultivate and effectively manage long-term, trusting relationships.
- Evaluate mortgage loan information to determine if loans meet credit union and agency standards.
- Decision loans based on credit union guidelines and policies.
- Communicate status of loans to mortgage loan officer and processor.
- Comply with all regulations as required by law
- Actively participate in continuing education related to credit union career development.
- Actively participate in continuing education related to credit union career development.
Experience, Education & Certification
- A two-year college degree, or completion of specialized certification or licensing
- 5+ years of prior direct mortgage underwriting experience
- Delegated with FHA, VA and Rural Housing
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