Business Systems Analyst
Required skills
- Credit Risk
- ECL
- IFRS 9
- provisioning
- impairment
- PD
- LGD
- EAD
- scenario-based forecasting
- SDLC
Nice to have
- portfolio segmentation
- staging methodology
- controls
- reconciliation
- business rules
- data requirements
Role summary
The Senior Business Systems Analyst will lead complex analysis for a Credit Risk and ECL rewrite program, serving as a liaison between business, risk, finance, data, and technology teams. Responsibilities include driving requirements definition, process and data analysis, stakeholder alignment, and supporting delivery for strategic capabilities. Key tasks involve leading requirements workshops, eliciting and documenting various requirements (business, functional, non-functional, data, control, reporting), defining processes and business rules, and managing requirement streams related to portfolio segmentation, provisioning, forecasting, and more. The role also supports testing, UAT, and implementation readiness, while preparing governance materials and escalating risks. Strong experience in banking transformation, Credit Risk, ECL, IFRS 9, or impairment initiatives, along with delivering on system rewrite or large transformation programs, is required.
The Senior Business Systems Analyst leads complex analysis activities for the Credit Risk and ECL rewrite program and acts as a key liaison between business, risk, finance, data, and technology teams. The role is responsible for driving requirements definition, process and data analysis, stakeholder alignment, and delivery support for strategic target-state capabilities.
Key Responsibilities
Lead requirements workshops and stakeholder discussions across Risk, Finance, Technology, Data, and Regulatory Reporting.
Elicit, analyse, document, and validate business, functional, non-functional, data, control, and reporting requirements
Own complex requirement streams related to:
portfolio segmentation
staging methodology
PD, LGD, and EAD requirements
scenario-based forecasting and overlays
provisioning, impairment reporting, controls, and reconciliation
Define and document current-state and target-state processes, business rules, and data requirements
Lead traceability, impact assessment, solution clarification, and scope management.
Support design reviews, testing strategy, UAT, implementation readiness, and defect resolution
Prepare materials for governance forums and proactively escalate risks, issues, and dependencies
Strong experience in banking transformation, Credit Risk, ECL, IFRS 9, provisioning, or impairment initiatives
Demonstrated experience delivering on system rewrite, modernization, or large transformation programs
Strong understanding of end-to-end requirements lifecycle and SDLC delivery
Similar roles
- Data EngineerKumaran Systems · Toronto, ON · Onsite
- Business Systems AnalystFirst PREMIER Bank · Sioux Falls, SD · Onsite
Acquisition SME/ Business Systems AnalystCACI International Inc · Remote · Remote
Senior Business Systems AnalystManulife · Waterloo, ON · Hybrid
Business Systems Analyst – SalesforceAmerican Iron & Metal · Montreal, QC · Onsite
Business Systems Analyst II - EPIC TapestryTexas Children's Hospital · Bellaire, TX · Hybrid
