Principal Product Manager - Commercial Banking Solutions

Curious Minds. Bold Ideas. Extraordinary Impact.We're transforming financial services through bold innovation and relentless execution. You bring the ideas and drive. We'll build what's next — together.

Job Summary

nCino is looking for a Principal Product Manager to help set direction for our Commercial Banking product line. This is a role for someone who sees the larger vision for where the product needs to go, not just the next feature, and who understands how decisions ripple across engineering, design, sales, and customer success before committing to a direction. The work moves across multiple initiatives at once, each at a different stage of life, from early discovery and research to efforts already building toward go to market. Partnering closely with stakeholders across the business, this person brings clarity to teams navigating competing priorities and helps turn a broad vision into a clear, actionable path forward.The ideal candidate has spent meaningful time in commercial banking or a closely adjacent financial services environment, bringing an intuitive sense for how institutions operate and what their customers actually need. A track record of leading complex, multi threaded product efforts speaks to this, along with the judgment to know when to zoom into the details and when to stay focused on the bigger picture. Strong communication skills round out the role, since translating vision into action means speaking fluently with everyone from engineers to executive stakeholders.

Responsibilities

Ideate - Own the roadmap. Identify next highest priority problems to solve. Influence the company towards a strategic direction based on your knowledge and expertise

Validate the roadmap with customers. Take output from junior product team members' research to advance the planning

Plan - Represent Product vision and VOC for your feature/feature set in planning sessions with Design and Architecture/Eng. Be knowledgeable enough to challenge the approach and ensure the best approach is being pursued

Build - Be involved in key milestones. Major stakeholder in sprint reviews and weekly demos

Launch - Lead customer-facing Early Adopter conversations. Develop strategic launch plan with cross-functional team

Grow - Help junior product team members' interpret success metrics, work with customer awareness

nCino Product Knowledge - As the owner of your feature/feature set you should be able to lead conversations with customers in all segments about the value of your feature(s) in how they solve business problems as well as the vision and roadmap for the overall experience this feature connects to and how that will further add value to our customers. This will include objection handling through your deep knowledge of how other customers use the feature or have adjusted their business process to gain value. You understand how and why our solution is best-in-class (or how is measures up to competitors)

Leverage AI and machine learning capabilities to enhance product decision-making, identify customer behavior patterns, forecast trends, and uncover unmet needs.

Apply AI-powered analytics to validate product assumptions, track adoption, and surface opportunities for improvement.

Collaborate with engineering to explore and integrate AI/ML features that add value to the customer experience while staying informed on emerging technologies and their potential application across the product lifecycle.

Qualifications

Required:

Bachelor’s Degree in Computer Science or a related field with 8+ years of related experience/proficiency or a combination of education and experience

Experience in presenting to multiple layers of a company, including executives

Strong understanding of software development processes, technologies, and methodologies.

Experience being involved in the sales cycle and conducting customer interviews

Outstanding written and oral communication skills

Proven ability to plan and deliver products in an agile environment

Demonstrable ability to gather and transform product feedback into actionable requirements

Travel Requirements - <10%

Desired:

Advanced knowledge of Agile principles

Advanced knowledge of the commercial, small business banking, treasury, consumer space in relation to both processes and regulations

Experience with loan origination software/technology

The pay range for this role is based on relative market data and alignment with our compensation philosophy. The range displayed reflects the minimum and maximum of the pay range for each job posting, which is used to determine new hire rates/salaries and takes into consideration multiple factors including but not limited to knowledge, skills, abilities, proficiencies, experience, education, licensures/certifications, as well as business and organizational needs. nCino reserves the right to modify the posted range consistent with our internal practices and external market movement. The recruiter for this job posting can share more compensation details during the recruitment process, as base salary is only one component of the total compensation package per position posted.

The base salary range for this job is:$121,900—$213,300 USD

nCino provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, genetics or other protected groups. In addition to federal law requirements, nCino complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

nCino is committed to the full inclusion of all qualified individuals. As part of this commitment, nCino will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact us at recruiting@ncino.com.

Our commitment to inclusion and equality includes a strong belief that the diversity of our team is instrumental to our success. We strive to create workplaces where employees are empowered to bring their authentic selves to work.

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