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Capital Markets Analyst – Loan Trading

RemoteRemoteFull Time$60,000–$100,500 /yrPosted 1 month ago

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Required skills

Whole Loan Trading platform
Structured Finance initiatives
securitization
whole loan sales
forward flow agreements
investment banks
insurance companies
hedge funds
credit funds
institutional investors

Nice to have

CFA
Data Analytics team

Role summary

Pathward is seeking a Capital Markets Analyst to join their team. This role will focus on building and managing the Capital Markets Whole Loan Trading platform, providing analytical and operational support for the secondary whole loan trading business. Responsibilities include structuring and executing capital markets transactions, managing relationships with investors and financial institutions, preparing due diligence information, and developing financial models. The analyst will also be responsible for reporting, risk management, and overseeing audits. This is a remote, full-time position with a salary range of $60,000 - $100,500 annually, plus potential performance-based incentives and a comprehensive benefits package.

Join Pathward and Empower Your Future!

We are a hybrid, remote-office company dedicated to growing talent from anywhere!

Our Onsite Locations:

Sioux Falls, SD

Scottsdale, AZ

Louisville, KY

Troy, MI

Franklin, TN

Easton, PA

About Us: At Pathward, our mission is to create financial inclusion for all™. We are a financial empowerment company partnering with innovators to enhance financial availability, choice, and opportunity for everyone. Our goal is to eliminate the barriers that traditional institutions place on financial access, promoting economic mobility by offering responsible, secure, and high-quality financial products.

Why Pathward? We are a team of problem solvers and innovators who value and celebrate diversity. Our unique perspectives make us stronger and position us for success. At Pathward, we embrace our team members through our HUMBLE HUNGRY SMART approach, and we believe our strength comes from listening to the voices of our employees, customers, partners, and the communities we serve.

Join Us: If you are passionate about making a difference and want to be part of a team that values your unique contributions, we would love to meet you!

About the Role:

Responsible for assisting in building the Capital Markets Whole Loan Trading platform and for developing, structuring and executing strategic transactions through new Capital Markets – Structured Finance initiatives in order to optimize the bank’s balance sheet and to improve the company’s financial performance.

What You Will Do:

Assist in building and leading the bank’s Capital Markets Whole Loan Trading platform.

Provides analytical and operational support in managing the bank’s Secondary Whole Loan Trading business.

Leads day-to-day Loan Trading operations and reporting responsibilities.

Assist in the evaluation, structuring and execution of potential new Capital Markets structured finance transactions including securitization, whole loan sales and forward flow agreements.

Assist in driving execution with top investment banks, insurance companies, hedge funds, credit funds and private institutional investors to fund off balance sheet assets.

Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies and law firms.

Prepare investor due diligence information to position Pathwards assets in the Capital Markets.

Responsible for designing, building and scaling the operational framework for the banks Whole Loan Trading platform.

Assist the Capital Markets Data Analytics team in developing financial models relating to asset performance and pricing.

Manage day-to-day communication and due diligence requests from capital market partners.

Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting and Monthly Business reviews.

Develop and update marketing material for prospective investors.

Create and maintain investor databases and transaction comparables.

Identify and implement new concepts, best practices and approaches related to Capital Markets reporting and operational & credit risk management.

Assist in overseeing all third-party Capital Markets financial and operational audits.

Support the Chief Investment Officer and Head of Capital Markets in other assigned tasks.

Other duties as assigned.

What You Will Need:

Bachelor's degree in Finance or related field

Working towards an MBA and or CFA a plus

0 – 2 years of experience in Whole Loan Acquisitions / Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending and / or Investment Banking.

Recent College graduates will be considered.

Outstanding communication skills and ability to articulate investment merits to potential capital partners

Communication skills (verbal and written)

Critical thinking skills

Attention to detail

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $60,000 – $100,500

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.

Who we are:

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.com

Please click here to view Pathward's Applicant Privacy Notice.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

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