RiseMe
S
SanMar-Internal Verified
Wholesale, Apparel & Fashion, E-commerce, Supply Chain

Credit Analyst

RemoteRemoteFull TimePosted 1 month ago

Is this role right for you?

Upload your resume and get a skill-by-skill breakdown — see exactly where you match, where you're close, and what to highlight. Not a mystery percentage.

Get a tailored resume highlighting what this role needs.

Required skills

  • credit applications
  • credit reports
  • trade references
  • financial statements
  • credit decisions
  • customer sales growth
  • risk management
  • account history
  • competitor analysis
  • personal guarantys

Nice to have

  • equivalent education

Role summary

The Credit Analyst plays a key role in managing financial risk while supporting customer sales growth. This position involves processing and reviewing new credit applications, existing customer credit files, and account changes. The analyst will communicate directly with customers to gather financial information, negotiate terms, and find mutually beneficial solutions. They will also collaborate with internal teams, providing guidance based on credit reviews. Responsibilities include determining deposits and terms for custom orders, monitoring customer accounts, and maintaining accurate database information. The role requires strong analytical, negotiation, communication, and time management skills, with a minimum of 4 years of related experience.

What's the Short Version?

The Credit Analyst works closely with SanMar's customers, and internal teams to assist in business building opportunities while managing SanMar's risk of financial loss. They process and review new credit applications, credit file reviews, and other customer account changes including ownership and structure changes and mergers. The Credit Analyst communicates directly with customers, discussing and obtaining the financial information necessary to establish credit, negotiating and working with our customers to reach solutions to meet the credit requirements to grow their business.

What Will You Be Doing?

  • Review credit applications, pulling credit reports, requesting trade references, financials statements and other information necessary to make credit decisions within assigned guidelines that promote customer sales growth while managing risk within SanMar’s guidelines.
  • Review existing customer credit files to promote sales growth while managing risk, requesting and evaluating financial statements, account history, competitor analysis, and additional options that may be required to facilitate such as personal guaranty’s and letters of credit.
  • Communicate with SanMar’s customers to learn more about their business, request information, negotiate and provide options that may assist with achieving mutually successful results.
  • Communicate with SanMar’s internal teams, sharing results of credit reviews, provide guidance as necessary to assist those teams in their efforts that are impacted by the credit review.
  • Review Custom orders, determining deposits and terms for these orders, maintaining custom order record keeping in the custom order log.
  • Monitor and provide reporting on specific customers and customer segments.
  • Maintain customer account information in SanMar’s databases.
  • Perform other duties as assigned.
  • Comply with all policies and standards.

    • What Are We Looking For?

  • 4+ years of related credit or account receivable experience or equivalent education
  • Experienced in risk management and decision making
  • High level of competency with computer and software applications
  • Excellent communication skills
  • Excellent time management and organization skills; to effectively reach goals of team, department and company
  • Strong negotiating skills – ability to achieve positive results
  • Ability to communicate effectively with diplomacy and tact
  • Ability and willingness to learn
  • Strong analytical and problem-solving skills
  • Must be able to work as part of a team and be self-directed with minimal supervision
  • Approachable and flexible, demonstrating the ability to change directions quickly and positively, recognizing opportunities to reach mutually beneficial solutions

    • What's Our Offer?

    Salary Range: You`ll earn between $25.00 - $34.65 (WA, NJ); $22.88 - $31.70 (MN, NV, TX, VA); $22.00 - $30.49 (AZ, ID, FL MT, OH) on an hourly basis, depending on experience.

    Bonus: You`ll be eligible for an annual discretionary bonus up to 5% of base salary.

    Paid Time Off: You`ll accrue paid time off on a weekly basis based on hours worked up to 112 hours per year to start. Employees also receive 8 paid holidays and 1 paid family day off.

    Additional Benefits:

  • Comprehensive medical, dental, and vision benefits
  • 401k plan and matches $1 for $1 up to 4% of earnings, matched & vested at every pay cycle
  • Life insurance
  • Short/long-term disability coverage
  • Paid maternity/paternity leave
  • Pet insurance

    • What Should You Expect?

    Remote: Our standard working hours are 8:00-5:00 PST. Periodic travel may be required. The employee is regularly required to sit for extended periods while working on a computer and participating in virtual and in-person meetings. Frequent use of hands for keyboarding and standard office equipment is required. Occasional standing, walking, and reaching may be needed to attend meetings or collaborate in an office setting. The role requires the ability to perform close visual work on a computer for extended periods. The employee may occasionally lift and/or move up to 10–15 pounds. Reasonable accommodations may be available to enable individuals with disabilities to perform essential job functions.

    Ready to apply?
    You'll be redirected to SanMar-Internal's application page.

    Similar roles

    See how RiseMe works

    Match, tailor, and prep so you send fewer applications and land more interviews.