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Financial Intelligence Unit Senior Specialist - Crypto

RemoteRemoteFull TimeSenior$99,200–$186,000 /yrPosted 16 days agoVisa sponsorship available

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Required skills

  • AML
  • cryptocurrency
  • virtual currency
  • Bank Secrecy Act
  • USA PATRIOT Act
  • Suspicious Activity Reports
  • SAR filing
  • on-chain investigations
  • source of funds
  • sanctions exposure

Nice to have

  • CAMS
  • CFE
  • Chainalysis Digital Assets Program

Role summary

The Financial Intelligence Unit Senior Specialist - Crypto role focuses on investigating suspicious activity in retail banking and virtual currency assets to ensure compliance with AML regulations. Responsibilities include conducting in-depth on-chain investigations for cryptocurrency transactions, evaluating alerts, documenting findings, and filing Suspicious Activity Reports (SARs). The role requires a strong understanding of BSA/AML laws, OFAC regulations, and cryptocurrency typologies. Key skills include AML investigations, transaction monitoring, fraud investigations, and the use of blockchain analytics tools. The position also involves process improvement and contributing to training documentation. A Bachelor's degree and 3-5 years of relevant experience, with at least 1-2 years in cryptocurrency AML, are required.

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The role:

The Financial Intelligence Unit Senior Specialist - Crypto is responsible for conducting independent investigations and analysis of potentially suspicious activity related to retail banking and virtual currency assets, ensuring compliance with the Bank Secrecy Act, USA PATRIOT Act, and applicable AML regulations. This role involves in-depth research, documentation of findings, and, where appropriate, the filing of Suspicious Activity Reports within SoFi’s case management system.

What you’ll do:

  • Conduct and review AML investigations with an emphasis on cryptocurrency and other virtual assets to evaluate whether alerts or cases are risk-relevant and warrant a SAR filing.
  • Conduct in-depth on-chain investigations for alerts generated on cryptocurrency and other virtual assets to determine the wallet’s risk exposure, the customer’s source of funds, the destination of funds, and/or the attribution associated with certain on-chain movement, including but not limited to sanctions exposure.
  • Ensure alert and case determinations are appropriate, fully supported, and clearly documented.
  • Maintain a thorough comprehension of AML and Fraud typologies related to retail banking, brokerage, and and digital assets, including scams, stolen funds, ransomware, mixers, sanctions exposure, cross-chain activity, and DeFi-related risks.
  • Provide use-case experience to enhance the detection and prevention of potentially suspicious activity, including account takeover, elder abuse, and familial-related matters.
  • Assist management with ad-hoc projects, investigations, and the creation of training documentation, standards, and operating procedures as required.

    • What you’ll need:

  • Bachelor’s Degree from a four-year college or university in a related field.
  • 3-5 years of investigations-related experience within a financial institution or government agency.
  • Minimum of 1-2 years in cryptocurrency-related AML transaction monitoring.
  • Strong working knowledge of OFAC regulatory requirements and experience working with screening tools and relevant technologies.
  • Ability to maintain up-to-date knowledge of BSA/AML laws and regulations relative to sanctions, money laundering, and terrorist financing, especially with regard to virtual assets, and the ability to apply this knowledge in assessing transactional activity and sanctions risk exposure to different products and services.
  • Demonstrated written and verbal skills to communicate effectively with all levels of the organization and across different business lines.

    • Specific Skills in:

  • Experience conducting fraud investigations and AML transaction monitoring, specifically with regard to cryptocurrency typologies (e.g., mixers, P2P exchanges, decentralized exchanges, fraud using Cryptoasset ATMs) and transaction tracing.
  • Conducting transaction monitoring investigations using blockchain analytics tools.
  • Excellent organizational, verbal, written, and interpersonal skills are required.
  • Must multitask, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.
  • Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure.
  • Excellent analytical skills are required.
  • A demonstrated track record in identifying gaps, process improvements, and proactively proposing solutions, and as appropriate, executing team-wide communication and training.

    • Nice to have:

  • CAMS/CFE certification preferred (or willingness to become certified within one year of start date).
  • Chainalysis Digital Assets Program certifications (or similar)
    • Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
    SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
    The Company hires the best qualified candidate for the job, without regard to protected characteristics.
    Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
    New York applicants: Notice of Employee Rights
    SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
    We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.
    Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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