Senior Underwriter-Retail Middle Market Property
Required skills
- property underwriting
- retail middle market
- commercial lines
- risk analysis
- underwriting standards
- broker relationships
- client relationships
- portfolio growth
- Microsoft Office Suite
- underwriting platforms
Nice to have
- future management opportunities
Role summary
Starr, a global insurance leader, seeks an experienced Senior Underwriter for its Retail Middle Market Property team. Based in a primary regional office (New York, Chicago, Atlanta, or Dallas), this role involves underwriting new and renewal business, analyzing complex risks, and developing broker/client relationships to drive profitable portfolio growth. The ideal candidate will have a Bachelor's degree, a minimum of 5 years of property underwriting experience, strong analytical and communication skills, and proficiency in underwriting platforms and Microsoft Office. This is a hybrid role with a salary range of $145,000-$200,000.
Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.
The Retail Middle Market Property team is seeking an experienced Senior Underwriter to join our growing platform and play a key role in building and managing a profitable retail property portfolio. This position will be responsible for underwriting new and renewal business, developing strong broker and client relationships, and applying sound underwriting judgment to complex middle market property risks.
The Senior Underwriter will report to regional leadership and will be based in one of our primary regional offices
Location: New York, NY; Chicago, IL; Atlanta, GA; Dallas/Addison, TX
Key Responsibilities:
- Solicit, evaluate, and underwrite new and renewal middle market property business from a diverse range of retail production sources.
- Analyze submitted documentation in accordance with company underwriting standards and guidelines; request additional information when necessary.
- Within assigned underwriting authority, prepare and present quotation terms and conditions to brokers and clients.
- Develop and maintain strong relationships with brokers, agents, clients, and internal business partners to drive profitable portfolio growth.
- For risks outside authority, create written referrals and submit with recommendations to appropriate approval authority.
- Review and approve binding terms/conditions, including endorsements and amendments for new and renewal business.
- Prepare insurance details for binders and reinsurance documentation for underwriting assistants; ensure accurate booking and billing.
- Set up, review, and approve policy forms and endorsements for all issued policies.
- Approve final bound policy terms prior to distribution to brokers/clients, ensuring compliance with underwriting standards.
- Maintain comprehensive file documentation as per company procedures.
Qualifications:
- Bachelor’s degree in business, finance, insurance, or related field.
- Minimum of 5 years of direct property underwriting experience, preferably in retail middle market/commercial lines.
- Demonstrated ability to analyze complex risks and make sound underwriting decisions.
- Strong communication, negotiation, and relationship-building skills.
- Proven ability to work collaboratively within a team and with external partners.
- Interest in ongoing professional growth and consideration for future management opportunities.
- Proficiency in relevant underwriting platforms and Microsoft Office Suite.
Salary range $145,000-$200,000
Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.
