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Sr. BSA/AML Investigator

Palo Alto, CAOnsiteFull TimeSenior$125,000–$145,000 /yrPosted 1 month agoVisa sponsorship available

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Required skills

  • BSA/AML
  • financial crimes
  • transaction monitoring
  • Suspicious Activity Reports
  • SARs
  • KYC
  • Enhanced Due Diligence
  • EDD
  • Bank Secrecy Act
  • BSA

Nice to have

  • fintech
  • banking
  • digital payments
  • money transmission
  • wallets
  • peer-to-peer platforms

Role summary

Seeking an experienced BSA/AML Investigator to join the Legal & Compliance Team. This role focuses on detecting, preventing, and reporting financial crimes by investigating complex alerts, preparing SARs, conducting EDD, and assisting with KYC. The investigator will also help optimize transaction monitoring rules, mentor junior staff, and collaborate with internal teams. Requires 4+ years of AML experience, in-depth knowledge of BSA/AML regulations, and strong analytical skills. Familiarity with digital payment financial crime risks is highly desirable. This is an on-site position in Palo Alto or New York City.

SpaceX was founded under the belief that a future where humanity is out exploring the stars is fundamentally more exciting than one where we are not. Today, SpaceX is actively developing the technologies to make this possible, with the ultimate goal of making life multiplanetary and expanding consciousness to the stars.SpaceXSI is building Super Intelligence to help humanity understand the universe. Our teams are building the full Super Intelligence stack: from our Colossus supercomputers, to Grok models, to our suite of applications, including Grok Bot, Grok Build, Grok Imagine, Grok Voice, and X. We're creating a powerful flywheel where more compute trains better models, better models power more useful products, and what we learn from people using those products shapes what we build next.

SR. BSA/AML INVESTIGATOR

We are seeking an experienced BSA/AML Investigator to help detect, prevent, and report financial crimes. As part of the Legal & Compliance Team, you will help maintain an effective BSA/AML and Sanctions compliance program (“BSA/AML Program”) for X Money. You will support the 5 pillars of an effective program.

RESPONSIBILITIES:

  • Independently investigate and resolve complex alerts and cases from transaction monitoring systems, including in-depth analysis of payment flows and user behaviors
  • Prepare, review, and recommend filing of Suspicious Activity Reports (SARs), ensuring high-quality narratives and supporting documentation
  • Assist with KYC and onboarding matters as required
  • Conduct Enhanced Due Diligence (EDD) on high-risk users and transactions; perform periodic reviews of customer risk profiles and recommend adjustments to risk ratings
  • Assist in tuning and optimizing transaction monitoring rules and scenarios to reduce false positives while maintaining detection effectiveness
  • Mentor and provide guidance to junior team members on investigation techniques and regulatory requirements
  • Collaborate with internal teams (e.g., Product, Risk, Legal) on compliance-related initiatives and new product launches
  • Maintain expertise in evolving BSA/AML/OFAC regulations, FinCEN guidance, and payment industry financial crime trends

    • BASIC QUALIFICATIONS:

  • 4+ years of hands-on experience in AML

    • PREFERRED SKILLS AND EXPERIENCE:

  • AML experience in fintech or banking
  • Familiarity with financial crime risks specific to digital payments, money transmission, wallets, or peer-to-peer platforms is highly desirable
  • Proven experience preparing and filing SARs, including high-quality, well-structured narratives
  • In-depth knowledge of BSA/AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC sanctions, and related requirements
  • Proven familiarity with local, regional, and international regulatory bodies (e.g., FinCEN, FATF, or equivalent), with practical experience navigating their guidelines
  • Demonstrated ability to drive operational changes, manage competing priorities, and collaborate effectively across global teams and regions
  • Strong analytical mindset with structured problem-solving skills, a sense of urgency, and the capacity to work independently under minimal supervision
  • Excellent verbal, written, and presentation skills, paired with interpersonal abilities to influence stakeholders at all levels and advance strategic initiatives
  • Quick learner with adaptability to evolving technologies, regulations, and business needs
  • AML-related certifications (e.g., CAMS, CGSS)

    • ADDITIONAL REQUIREMENTS:

  • This is not a remote or hybrid position; this role is based on-site at either our Palo Alto headquarters or New York City office

    • COMPENSATION AND BENEFITS:

    $125,000 - $145,000 USD

    Base salary is just one part of our total rewards package at SpaceXSI, which also includes equity, comprehensive medical, vision, and dental coverage, access to a 401(k) retirement plan, short & long-term disability insurance, life insurance, and various other discounts and perks.

    ITAR REQUIREMENTS:

  • To conform to U.S. Government export regulations, applicant must be a (i) U.S. citizen or national, (ii) U.S. lawful, permanent resident (aka green card holder), (iii) Refugee under 8 U.S.C. § 1157, or (iv) Asylee under 8 U.S.C. § 1158, or be eligible to obtain the required authorizations from the U.S. Department of State. Learn more about the ITAR here.

    • SpaceXSI is an equal opportunity employer. For details on data processing, view our Recruitment Privacy Notice.

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