
Credit Analyst
Required skills
- Credit Analyst
- agricultural analysis
- financial statements
- tax returns
- data analysis
- lending programs
Nice to have
- Finance degree
- Cornerstone Bank
Role summary
Cornerstone Bank is seeking a full-time, onsite Credit Analyst to evaluate credit risk for agricultural borrowers. The role involves analyzing financial statements and tax returns, understanding lending programs, and assisting bankers with loan requests. The ideal candidate will have agricultural analysis experience, strong computer and data analysis skills, and a Bachelor's degree in Finance or a related field, or equivalent experience. This position offers a people-first culture, development opportunities, competitive pay, and benefits.
Job Title: Credit Analyst
Location: This position must be located in-person only, at any of our Cornerstone Bank (ND/SD) locations.
Employment Type: Full-Time
About Us
At Cornerstone Bank, we do more than banking – we build relationships, embrace bold ideas, and empower our people. We value positivity, teamwork, continuous learning and the freedom to make smart decisions. We’re driven by innovation, honesty, and a deep respect for our customers’ time and trust.
What You’ll Do
This position is responsible for analyzing credit information to determine the risk involved in lending money to current and potential agricultural borrowers. Incumbents also determine the advisability of granting credit for diversified types of ag loans, assist bankers in writing loan requests, and promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
What We’re Looking For
- Agricultural analysis experience
- Ability to read and comprehend financial statements and tax returns
- High level of expertise with computers and software programs to analyze data
- Knowledge of government and/or other lending programs available to the bank
Background & Experience
Bachelor's degree in Finance or a related field and 1 year of related experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job.
Why Join Us
- People-first culture with real responsibility
- An innovative approach to banking
- Development opportunities for continual growth
- Competitive Pay and a Comprehensive Benefits Program
- Incentive Compensation Plan
Ready to make a difference?
Apply now and bring your best to Cornerstone Bank.
Pre-employment background and credit screening are required for this position.
EOE, Including Disability/Vets
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