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Cross River Verified
Financial Services, Banking, Fintech, Payments

Software Engineer II

RemoteRemoteFull Time$120,000–$160,000 /yrPosted 22 days ago

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Required skills

  • C#
  • Python
  • SQL
  • PostgreSQL
  • SQL Server
  • Object-Oriented Languages
  • Domain Driven Design
  • Copilot
  • Claude Code
  • Cursor

Nice to have

  • AWS
  • Docker
  • Kubernetes
  • Cloud Architecture
  • Distributed Systems
  • Event Driven Architecture

Role summary

Cross River is seeking a Software Engineer II to join their Lending team. This role involves building and scaling technology for originating, funding, servicing, and selling consumer and commercial loans. The engineer will write quality code, solve complex technical problems, and collaborate across teams to deliver reliable and scalable solutions within the lending domain. Responsibilities include designing, developing, and implementing backend systems using technologies like C#, Python, PostgreSQL, SQL Server, AWS, Docker, and Kubernetes. The ideal candidate has 4+ years of enterprise system development experience, with at least 2 years in C# or Python, and 2+ years with SQL.

Who We Are

Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.

Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.

What We're Looking For

We're seeking a skilled Software Engineer to contribute to one of our Lending teams at Cross River, building the technology that helps fintech partners originate, fund, service, and sell consumer and commercial loans across a compliant, end-to-end lifecycle. You'll be a hands-on engineer who writes quality code, solves complex technical problems, and collaborates across teams to deliver reliable and scalable solutions in the lending domain. The ideal candidate is a strong engineer who is passionate about building mission-critical lending infrastructure at scale.

Responsibilities:

  • Design, develop, and deliver scalable software modules and components
  • Build backend systems using a mix of technologies. Languages may include C# and Python. Databases may include PostgreSQL, SQL Server and DocumentDB. Infrastructure includes AWS, Docker, and Kubernetes
  • Implement, test, and iterate on software solutions that address both short-term and long-term considerations with a maintainable, sustainable mindset
  • Participate in code reviews and provide constructive feedback to peers
  • Collaborate with senior engineers and cross-functional teams to define technical approaches and solutions

    • Qualifications:

  • 4+ years of experience developing enterprise systems in modern, current object-oriented languages, with at least 2+ years of C# or Python
  • 2+ years of experience with SQL, preferably PostgreSQL or SQL Server
  • Experience working with AI assistive and agentic code generation (e.g. Copilot, Claude Code, Cursor)
  • Database persistence frameworks (e.g. nHibernate, Entity Framework)
  • Strong communication skills
  • Experience or understanding of Domain Driven Design
  • Cloud Architecture - preferably AWS
  • Docker / Containers
  • Financial industry / accounting experience or understanding is helpful, but not required
  • Experience designing and developing distributed systems and event driven architecture is preferred. Ideally with understanding or exposure to:
  • MassTransit or NServiceBus
  • RabbitMQ
  • Idempotency

    • #LI-AL1 #LI-Remote

    Salary Range: $120,000.00 - $160,000.00

    Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

    By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

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