
Commercial Portfolio Manager - Falls City, NE
Required skills
- banking products
- services
Nice to have
- Accounting
- Finance
- Junior lending
- credit analysis
- Falls City market
- portfolio management
Role summary
Equity Bank is seeking a Commercial Portfolio Manager (CPM) in Falls City, NE. This full-time, on-site role involves the administrative management of assigned commercial loan relationships, ensuring compliance and covenant information is up-to-date, and maintaining active communication with borrowers. The CPM will also assist in underwriting analysis, preparing credit approval packets, presenting annual reviews, and reviewing loan documentation. Responsibilities include conducting site visits, facilitating closings, managing past due and maturing loans, and assisting Commercial Lenders. The role also supports developing existing relationships, exploring cross-selling opportunities, and providing back-up support for loan assistants. A Bachelor's Degree and previous banking experience are required, with a preference for degrees in Accounting or Finance and experience in credit analysis or portfolio management.
- Focus daily activities on ensuring information and credit files of all assigned borrowers are current and there is active communication with borrowers
- Maintain follow up with existing clients to ensure that the bank has timely and accurate financial information for purposes of loan monitoring and updating loan files
- Assists in preparing and underwriting credit approval packets including new request, renewals and annual reviews within assigned portfolio
- Works closely with the Credit Department to ensure all assigned loan requests are processed in a timely manner
- Present Annual Reviews of assigned credits to Loan Committee
- Reviews loan documentation to ensure documents accurately reflect credit approval terms, perfect the bank’s security position and protect the bank’s rights and remedies
- Schedule and conduct timely site visits and inspections of collateral
- Assist in facilitating the closing of transactions
- Assist Commercial Lenders in managing past due and maturing loans
- Attends and participates in team meetings and required community/business related events
- Assist Commercial Lenders to ensure customers are being serviced as needed
- Assists with developing and strengthening existing commercial banking relationships through scheduled customer touches
- Assists with researching, preparation and execution of customer calls
- Assists with developing new sources of revenue within the existing portfolio by maintaining knowledge of commercial banking products and services and exploring cross-selling opportunities
- Provide back-up support for loan assistants from time to time
- The employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including, but not limited, to the Equity Bank Business Ethic and Conduct policy, the Bank Secrecy Act, Information Security policies and procedures, and Suspicious Activity reporting requirements
- Bachelor’s Degree
- Previous banking experience with knowledge of banking products, services and/or operations experience
- Strong attention to detail
- Bachelor’s Degree in Accounting, Finance or related field
- Junior lending experience
- 3+ years credit analysis experience
- Familiarity with the Falls City market
- Previous experience in a portfolio management role, loan assistant, consumer lending
- Health, Dental & Vision Insurance
- Group Life & Long-Term Disability Insurance
- Flexible Spending & Health Savings Accounts
- Group Cancer Insurance
- 401(K) Retirement Plan w/Company Match
- Generous Vacation & Sick Time
- Employee Stock Purchase Plan (ESPP)
- Pet Insurance
- Retail Banking Benefits
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