Stripe Verified

Fintech, Payments, Software-as-a-Service (SaaS)

Staff Machine Learning Engineer, Financial Connections

New YorkOnsiteFull TimeStaffPosted 2 months agoVisa sponsorship available

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Required skills

ML systems
production
PyTorch
TensorFlow
XGBoost
Spark
deploying models at scale
data pipelines
large-scale datasets

Nice to have

MS or PhD
fintech
open banking
financial data
NLP
LLMs

Role summary

Stripe's Financial Connections team is seeking a Staff Machine Learning Engineer to build and deploy ML systems for financial data at scale. This role involves designing, training, and owning models for transaction categorization, risk scoring, and data enrichment, operating at the intersection of fintech infrastructure and applied ML. The engineer will work with diverse financial data from thousands of institutions, develop large-scale ML systems, and integrate models into production environments. Collaboration with cross-functional teams and mentoring junior engineers are key aspects of this position. The role requires 10+ years of industry experience in building and shipping ML systems, proficiency in ML libraries like PyTorch and TensorFlow, and hands-on experience in productionizing models and orchestrating data pipelines.

Who we are

About the team

Financial Connections is Stripe's open banking platform, enabling businesses to securely access consumer-permissioned financial data. Our platform connects to thousands of financial institutions, powering use cases from account verification to risk assessment to personal financial management. Across the Financial Connections Engineering org, we focus on delivering high-quality, enriched bank data at scale — building the ML systems that transform raw financial data into actionable signals for both internal Stripe teams and external merchants.

Our ML work spans transaction categorization, risk scoring, data enrichment, and the development of intelligent systems that improve data quality across our network. We operate at the intersection of fintech infrastructure and applied machine learning, solving problems that directly impact Stripe's ability to serve millions of businesses and consumers.

What you'll do

We're looking for machine learning engineers who want to build intelligent systems that provide financial data at scale. You'll play a key role in designing, training, and deploying ML models that improve the quality, accuracy, and usefulness of financial data across Stripe's ecosystem.

Responsibilities

Design, build, train, evaluate, deploy, and own ML models in production that improve transaction categorization, risk scoring, and data enrichment across Financial Connections

Design and build large-scale ML systems that operate on diverse financial data from thousands of institutions

Experiment and iterate on ML models (using tools such as PyTorch, TensorFlow, XGBoost) to achieve key business goals around data quality and accuracy

Develop pipelines and automated processes to train and evaluate models in offline and online environments

Integrate ML models into production systems and ensure their scalability and reliability

Collaborate with product, data science, and engineering partners across Stripe to identify opportunities where ML can improve outcomes for merchants and consumers

Engage with the latest ML/AI developments and take calculated risks in transforming innovative ideas into productionized solutions

Mentor engineers and contribute to a strong ML engineering culture within the team

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

10+ years of industry experience building and shipping ML systems in production

Proficient with ML libraries and frameworks such as PyTorch, TensorFlow, XGBoost, as well as Spark

Hands-on experience in designing, training, and evaluating machine learning models

Hands-on experience in productionizing and deploying models at scale

Hands-on experience in orchestrating data pipelines and efficiently leveraging large-scale datasets

Strong collaboration skills and the ability to work across teams and contribute to peers' success

Ability to thrive with a high level of autonomy and responsibility and an entrepreneurial mindset

Preferred qualifications

MS or PhD degree in ML/AI or a related field (e.g., math, physics, statistics, computer science)

Experience in fintech, open banking, or financial data domains

Experience with NLP, LLMs, or text classification at scale

Experience in adversarial or noisy-data domains such as fraud detection, risk modeling, or data quality

Proven track record of building and deploying ML systems that have effectively solved ambiguous business problems

Experience with deep learning architectures, including transformers

Sample Stripe interview questions

1
Design a Distributed LRU Cache
system designmedium
2
Design an application performance monitoring system
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3
Design a rate limiter
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4
What strategies would you use to ensure fault tolerance and data persistence in a distributed cache?
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5
Design an autocomplete Typeahead Suggestion system.
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